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First off, let me tell you that I'm a young investor myself and I know that either being in college or trying to live under your parents and working doesn't give you a big opportunity to make the big bucks in life. You need to understand a couple of things, retiring early doesn't necessarily mean you have to make a lot of money, but the key to reap the benefits is by saving, I know it's hard when you have a little extra cash that it burns a hole in your pocket, the first thing you want to do is to buy some cd’s or go to the movies with some friends. Don’t worry your only human. The key to helping yourself invest is to plan a budget in the way you spend your money and the way you save your money.

You have to plan out how much income you have coming in each month, whether it be from a job, or you just scrounging from your parents and family. The best way to do this is put it out on paper just to give yourself an idea on what you expect to bring in each month. Once you have a good idea plan out how much your actually willing to give up to invest, it doesn’t have to be each month, you can invest when ever the money comes at a good time for you to invest it, but investing at certain increments each month will help your net worth grow faster. Believe me, you’re going to hate yourself sometimes for saving this money and not spending it for stuff you want now, but it will pay off. I promise you that.

Whether you have a lot or a little bit of money, my opinion is to open up a online trading account, it's the cheapest and easiest way to invest in funds, stocks, or bonds. If you have that kind of money, you can go with a real securities broker but it will cost you, and if you don’t have alot money to invest such as myself, going with an online trading company is much cheaper and much more accessible. A lot of trading sites on the web have search engines and planning tools that help you search for the stocks and bonds your interested in, use these tools to your advantage they can help you find the stuff you are looking for. I can’t advise you on the stocks you should pick but I can give you a couple of tips. Look for the securities that are selling for very cheap, but have a good growth rate. For example, if you only have $100 dollars to invest, buying only a couple of shares of a good stock won’t get you anywhere when it goes up because you only own a couple of shares. My advice is to look for a cheap stock that’s selling very low to where you can buy a lot more shares of it, so when the price goes up you own a lot of shares and you can make much more money. Remember you’re just starting out so don’t worry if you loose out, you’re still young and learning the game so you have a greater chance for margin of error, you can always make it up. This goes for any security; it doesn't have to be stocks. Play around a little, since your starting out learn the way things work and move, the more you know the wiser you are in making better choices when investing. By the time you are 30 you will know the game much more, and hopefully have more income to invest in, and you will be a much better investor by then, or maybe you might strike a good stock and even become a millionaire by the time you are 30, who knows the sky’s the limit.

Another key thing to remember is you don’t have a lot of money so the securities you pick should be a good decision if you do not want to lose you money. Remember you can only lose what you put in, nothing more, that the great part of investing. It's like you going to a casino with a $100 dollars you can make up what ever amount you can, but you will not lose more than your $100 dollars. So good luck in starting your investing career, and may you make as much money as you possibly can.