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Many couples decide they'd much rather have gifts of cash than a toaster oven or dinnerware. This is perfectly fine. It's becoming increasingly popular for couples to ask for cash-only gifts. However, there are tactful ways of doing this, to ensure your guests that the money will go to a good use, rather than be alcohol and pizza money.

What's the best way to ask for cash gifts?
Whatever you do, don't write "cash-only gifts" on your wedding announcements. That puts your guests in an awkward position. How much should they give? How do they know it's going to something valuable? They may even question whether they should even attend at that point. A good way to go about letting your guests know that you'd prefer cash to other more tangible gifts is to have your parents–or someone else close to you–spread the word that you'd like monetary gifts. You'll also want to know in advance what that money would be used for. If it will go toward paying housing costs or toward a car, that will at least let people know how their money will be spent.

What are some other things to consider when asking for cash gifts?
More and more frequently people are having their cash donations placed in a bank fund that will go toward one specific purpose. One such option is buying a home with the money. The U.S. Department of Housing and Urban Development has actually set up a wedding registry. You can simply tell your guests that they can contact HUD and put some money into that account, and that that would mean a lot to you. Many young people can't afford buying a home, and this process would make that concept a lot easier.
The other thing to consider is how to write thank you notes for those who give you cash gifts. When you do write the note, be sure to let them know how much you appreciate their cash gift and tell them how the home-buying or car-buying process is going and that you'd love for them to come over for dinner or take a ride in your car once the purchase is made.