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Everyone has days when they are full of envy for their fellow man, and what he has that you don't, and why you can't get it! Well, start thinking in the positive mode about how well off you are and what you have to work with and what you can do to improve your situation.

If you are living in a dreary apartment, redecorate for pennies and get some color going with flowers, candles, remnants from the yardgoods store and some books and magazines. You can pick up books at a garage sale for a quarter, and if the bookjackets are in good shape, leave them on. Borrow books from the library, and leave them laying around. Good conversation starters! Learn how to be gourmet cook for pennies and entertain your friends. Have a video night and watch a bunch of old classics and have a discussion group. Go to art galleries and soak up the atmosphere, and throw in a few museums for good measure and see how this expands your conversation. As for your appearance, you can spruce things up with a few well chosen accessories. Invest in a few good things and they will last you for ever and never go out of style. Learn how to ride public transportaton, and you will discover another world. Really take a good look around you and you will see that there is much to enjoy and take part in.

Frugal living doesn't mean doing without. It means not being extravagant and using your ingenuity to have a great life.