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Being prepare for college means being prepared for college bills. The cost of a four-year college or university education today is higher than it's ever been. You can expect to pay thousands of dollars–and that's just in the first six months! But there are ways you can save yourself cash and headaches. It's what's known as financial aid. Here are some different ways you can pay for your college education without having it come straight from your pocket.

• Scholarships. This is college money awarded for achievement in a particular area. This is money that does not need to be repaid, and is usually tax-free. To apply for a scholarship, you first need to contact some organizations that are supportive of the disciplines you participate in. Many times these organizations offer scholarships. You need to contact these groups, and fill out a scholarship application, because many times they have money to give away that isn't well publicized.
• Grants. This is money that is awarded for certain disciplines. It is money that is tax-free income and does not need to be repaid. Many times with grants, you are required to submit a report or accomplish a certain task in order to receive the money. But many times, grants are worth much more money than are scholarships.
• Loans. This is the easiest way to get money for college. There are thousands of different types of college loans you can apply for. This is money that you'll need to repay. Typically with loans, you go to school and don't have to start repaying your loan until at least six months after you graduate from school. Some different kinds of loan programs include the Perkins Loan, The Federal Family Education Loan, The Federal PLUS loan, and some various Direct loans.